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OTC desk · USDT / USDC ↔ KES

Buy and sell USDT & USDC for Kenyan shillings

OnLink trades USDT and USDC against KES over-the-counter. See our live indicative rates below, then contact the desk for a confirmed quote and settlement over local rails.

Contact sales

Live OTC rates

Indicative · as of 26 Sept 2026, 20:18

We sell (on-ramp)

You pay KES, receive USDT / USDC

129.70 KES

  • 1 USDT129.70 KES
  • 1 USDC129.70 KES

We buy (off-ramp)

You send USDT / USDC, receive KES

127.35 KES

  • 1 USDT127.35 KES
  • 1 USDC127.35 KES

1 USDT = 1 USDC = 1 USD. Rates are per 1 stablecoin, in Kenyan shillings.

USDT / USDC → KES rate history

Indicative off-ramp rate (we buy) — USD:KES less the 1.2000 KES OTC spread. USDT and USDC share this rate.

Available over-the-counter (OTC) only

Rates are indicative and refresh automatically. Your final rate is confirmed by the OnLink OTC desk at execution. USDT and USDC are settled against Kenyan shillings — there is no on-app crypto wallet or self-serve trade.

Frequently asked questions

What does OTC mean?
Over-the-counter (OTC) means trades are arranged directly with our desk rather than on a public order book. You get a confirmed, negotiated rate for your full amount — ideal for larger tickets.
Is there a minimum trade size?
OTC pricing is bespoke and best suited to larger amounts. Contact sales@onlink.africa and the desk will confirm terms for your ticket size.
How is settlement handled?
KES settles over local rails such as bank transfer or M-PESA; USDT/USDC settles to the wallet you nominate. The desk agrees the rails and timing with you before execution.
Is USDT the same rate as USDC?
Yes. We treat USDT and USDC at USD parity (1 USDT = 1 USDC = 1 USD), so both carry the same KES on-ramp and off-ramp rate.

Ready to trade USDT or USDC for KES?

Our OTC desk confirms your final rate and handles settlement over KES rails. Reach out for a live quote or to discuss volume.

Contact sales
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Real exchange rates. No hidden fees.

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OnLink is a financial technology company, not a bank. Banking services are provided by our licensed banking partner, which is licensed and regulated by the Central Bank of Kenya.

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