Real Exchange Rates.
No Hidden Fees.
Stop losing 4% of your income to hidden bank margins. Receive USD for free, convert at the mid-market rate, and withdraw instantly.
Sign up in 2 minutes. No hidden fees.
Stop letting banks take 4% of your USD.
Converting $1,000 to KES — you do the work, you should keep the money.
How OnLink Works
Sign Up
Create your account in minutes. No paperwork, no queues.
Convert
Get the real exchange rate instantly. No hidden markup.
Send
Money arrives in minutes, not days. Track every step.
Everything You Need
Best FX Rates
Save up to 80% on exchange fees with the real mid-market rate.
Instant Transfers
Money arrives in minutes, not days. Fast and reliable.
No Hidden Fees
Transparent pricing, always. See exactly what you pay upfront.
M-PESA Integration
Send and receive via M-PESA. The way Kenya moves money.
Multi-Currency
Hold KES, USD, GBP, and EUR in one account.
Real-Time Alerts
Instant notifications for every transaction. Stay in control.
Your Money Is Safe
Bank-Grade Security
256-bit encryption, biometric login, and 2FA protect every transaction.
CBK-Regulated Partner
Your deposits are held by Choice Bank, licensed by the Central Bank of Kenya.
24/7 Support
Reach us via WhatsApp, email, or in-app chat anytime.
Frequently Asked Questions
Get the OnLink app
Bank on the move — send money and track your balance from your phone.
Scan with your Android phone to download OnLink
Get paid what you're actually owed.
Join individuals and businesses who are keeping more of their money with real exchange rates.
Banking services provided by Choice Bank, regulated by the Central Bank of Kenya.